Mortgage Calculator
Use PrimeVale's mortgage calculator to estimate your total monthly repayment including principal and interest, plus optional costs like stamp duty, legal fees, valuation and insurance. Enter a property price and deposit amount to get an instant breakdown, then adjust the loan details to match your situation and compare rates across Kenya's major banks.
Mortgage Details
%
KES
Enter your rate or use the bank comparison table below to find current rates.
yrs
Enter between 1 and 30 years (fractions allowed e.g. 2.5)
Monthly Repayment
KES 77K
at 13.5% over 20 years
Loan Amount
KES 6.40M
Total Repayment
KES 18.55M
Total Interest
KES 12.15M
Principal vs Interest
Principal is the original loan amount you borrowed. Interest is the cost the bank charges for lending. The percentages below show how much of your total amount paid at the end of the loan term goes to each — for example, if Principal is 35%, it means that only 35% of everything you pay goes toward the actual property value, while the rest goes to the bank as interest.
Principal 35%Interest 65%
* Indicative only. Actual rates vary by bank and individual profile. Contact a mortgage advisor for a formal quote.
Bank Comparison
Based on a loan of KES 6.40M over 20 years. Rates are indicative and subject to change.
